Zarai Taraqiati Bank Limited (ZTBL) is one of Pakistan’s oldest and most trusted banks. The bank has announced new job openings for people who want to build their career in banking. ZTBL has an AAA rating and more than 500 branches across the country. Now the bank is offering young graduates a chance to join as Officer Grade-III (OG-III) / MCO.
This hiring process has created a lot of excitement among fresh graduates from Pakistan, Azad Jammu & Kashmir, and Gilgit Baltistan. The bank has announced 300 jobs and is looking for energetic, confident, and hardworking people who can support its goal of helping the agriculture and rural sector grow.
In this article, we will explain all the important details, such as who can apply, how the selection process works, how to submit your application, and why these jobs can be a good start for anyone who wants to build a successful career in banking.
Basic Information
| Field | Details |
|---|---|
| Date Posted / Updated | 08 December, 2025 |
| Category / Sector | Government |
| Education | Bachelor, Master, MS, BS |
| Area / Town | Karachi (Other Areas) |
| Vacancy Location | Karachi, Sindh, Pakistan |
| Organization | Zarai Taraqiati Bank Limited (ZTBL) |
| Job Industry | Bank Jobs |
| Job Type | Full Time |
| Expected Last Date | 31 December, 2025 |
Number of Positions and Age Limit
ZTBL has announced 300 jobs for OG-III/MCO in all regions of Pakistan, including AJK and GB. This is one of the biggest job opportunities for fresh graduates in 2025.
The age limit for applying is:
Maximum Age: 28 years (on the last date of application)
This rule helps give young and active graduates a fair chance to apply.
Why ZTBL Jobs Are Considered a Golden Opportunity
ZTBL is not just a regular bank. It is one of Pakistan’s leading financial institutions that supports agriculture and rural development. Because the bank is strong, trusted, and has branches all over the country, many young people choose it as a good place to start their career.
Some main benefits include:
- A safe and trusted public-sector workplace
- Training and learning for career growth
- Good salary packages
- Equal job opportunities for everyone
- Posting in different areas across Pakistan, giving more exposure
For fresh graduates who want to start their career in banking, the OG-III/MCO position is a good first step.
Eligibility Criteria
The bank has set clear education rules to keep its hiring standard high. Applicants must have the following:
Minimum Education
A 16-year education degree (Bachelor’s or Master’s) from a recognized university.
Agriculture graduates will be preferred because ZTBL mainly works in agricultural financing.
Academic Requirements
Applicants must have one of these:
- At least 2.5 CGPA out of 4.0, or
- At least 3.5 CGPA out of 5.0, or
- 60% marks if the result is in percentage form
These conditions make sure that ZTBL selects candidates with strong academic records who can handle the job responsibilities.
Who Is Not Eligible?
The following candidates will not be accepted:
- People with dual nationality
- Anyone who has a criminal record
- Candidates who were removed or fired from any organization in the past
These rules help ZTBL keep a professional and trustworthy workforce.
Appointment and Selection Process
ZTBL uses a fair and merit-based method to hire new employees. All hiring is done according to the bank’s own rules and policies.
The selection process has two main steps:
1. Written Test
Eligible candidates will first take a written test. This test checks:
- General knowledge
- Analytical skills
- English language skills
- Basic awareness of banking and finance
Only those who pass this test will move to the next stage.
2. Panel Interview
Candidates who qualify will be called for an interview with a panel. This interview checks:
- Communication skills
- Confidence
- Professional behavior
- Problem-solving skills
- Knowledge about banking
Final selection is based on overall performance, merit, and regional requirements.
Terms and Conditions
ZTBL has shared some important conditions:
- No TA/DA will be given for the written test or interview.
- Selected candidates can be posted in any ZTBL branch anywhere in Pakistan.
- The bank offers a good salary package to attract skilled people.
- ZTBL is an equal opportunity employer, which means every applicant will be treated fairly without any discrimination.
How to Apply for ZTBL Jobs 2025
Applying for these jobs is easy, but you must follow each step carefully. Here is the full process:
Step 1: Online Application
Go to the official NIBAF Pakistan website:
www.nibaf.sbp.org.pk/career.html
Fill in the online form with correct information. Make sure your education details, contact number, and documents are accurate.
Step 2: Confirmation Email & Fee Voucher
After you submit the form, you will receive a confirmation email from NIBAF Pakistan.
This email will also contain the fee voucher.
If you don’t find the email, check your spam or junk folder.
Step 3: Test Fee Payment
Pay the written test fee of Rs. 500 at any bank branch mentioned on the voucher.
Step 4: Send Documents by Post
After paying the fee, send:
- The paid fee voucher
- A printed copy of the confirmation email
Send these to the following address:
Examination Division
National Institute of Banking and Finance (NIBAF)
Moulvi Tamizuddin Khan Road, Karachi-74200
Make sure you post the documents before the last date. Late applications will not be accepted.
Step 5: Receive Admit Card
Candidates whose documents and fee vouchers are received on time will get their admit card by email.
Step 6: Written Test
The written test will be held at the test centers mentioned on the admit card.
Important Notes for Applicants
Applications submitted by hand will not be accepted.
The test fee is non-refundable and cannot be transferred.
Candidates should regularly visit the NIBAF website for updates:
www.nibaf.sbp.org.pk
Last date to apply: 31st December 2025
If you need help, you can contact:
Helpline: 021-111-427-477
Email: recruitment@ibp.org.pk
Final Thoughts
The new ZTBL recruitment drive is a great chance for graduates who want a stable, long-term career in banking. With 300 openings for OG-III/MCO posts, it is one of the biggest job opportunities of the year.
If you meet the requirements and are ready to work in a professional banking environment, you should apply. A job at ZTBL gives financial stability and also offers learning, training, and future growth opportunities.
FAQs ZTBL Jobs 2025
1. What is the last date to apply for ZTBL OG-III/MCO jobs?
The last date to apply is 31st December 2025.
2. How many vacancies are announced by ZTBL?
ZTBL has announced 300 vacancies for OG-III/MCO positions.
3. What is the required education for these jobs?
Candidates must have a 16-year education (Bachelor’s or Master’s). Agriculture graduates are preferred.
4. What is the age limit for applicants?
The maximum age limit is 28 years on the closing date.
5. How can I apply for ZTBL jobs?
You can apply online through the NIBAF Pakistan website, submit the fee, and send required documents by post.